Open Banking technology
to revolutionize your business
Based on bank data we offer personalized, value-adding services and recommendations to your customers and gain access to game changing customer insights.
PARTNERS TRUST US
HOW OUR SERVICES WORK
Join the open banking revolution
1.
Integration in your system
We build a white-label platform in your corporate design with minimal integration effort or integrate the technology into your existing interface via APIs.
2.
Your customers sign up to benefit from recommendations
Your customers share their bank data and opt-in to receive real value through beneficial recommendations. Based on the insight gained from bank data, we offer multiple personalized recommendations such as higher valued gift cards, cash-backs, rewards, contract and subscription optimization as well as hints for saving potential.
3.
We run internal services and maintain over 120 partners to optimize users’ financial situation
We maintain and operate the service for you: Our technology analyzes earnings and spending to identify consumer patterns and predict life-events. In addition, we operate an advertiser network of over 120 value adding partners to power recommendations to your customers.
4.
We consult you on how to leverage and utilize bank account data for your future success
Your business benefits from increased customer engagement, lifetime value, satisfaction and access to customer bank data. You gain major insights that will revolutionize your business.
We transform personal bank account data into value-adding recommendations
YOUR BENEFITS
Increase customer satisfaction and engagement
Customers appreciate the benefits of relevant and personalized value-adding recommendations, such as higher valued gift cards, cash-backs, rewards, contract and subscription optimizations
Corporates, in return, gain event-based and frequent customer touchpoints.
Gain access to strategically valuable banking data
Purchasing behavior reveals your customers’ needs in the most predictable way and at the right time
Optimise your marketing based on better understanding of your user base
Benefit from significant customer insights
Understand how and when your customers spend their money
Understand usage & share of wallet of competitors
Predict relevant life events
Calculate scores and risk profiles
Increase customer lifetime value and drive revenue from data
By creating tailored recommendations for your customers, you are able to cross- and upsell your product portfolio at the right time and in the right context
You earn commission with every successful recommendation
Safeguard against rising competition
Leave your competition behind by investing into strategic bank data
Saveguard against the risk of losing your customer interface
Numbers why we rock
Numbers why we rock
Security
Data security is our upmost priority
We are a registered Account Information Service Provider (AISP) approved and supervised by the German Federal Financial Supervisory Authority (BaFin).
We have a gateway to all relevant banks throughout Europe and obtain highest standard of security and compliance to fully satisfy our business clients
Multiple award winning solution
Press and media
Contact us
Unlock the open banking technology now
About
Interested in advertising with OptioPay?
© 2020 OptioPay GmbH.
